- Fix transaction code mapping (475=Cleared, 255=Returned) in fetchBoaTransactions
- Match on customerReference instead of bankReference for check number matching
- Add bank-confirmed protection: CSV cannot override status once bank confirms Cleared
- Add status progression guard: CSV cannot regress status backward in lifecycle
- Cleared status is permanent — cannot be voided, cancelled, or changed
- Enable daily fetchBoaTransactions schedule (9am ET weekdays)
- Add production test script and dry run simulation script
Use correct sandbox base URL (api-sb.bofa.com), proper OAuth
client-credentials flow with applicationID, and routing number
for transaction inquiries. Both APIs now return 200 in sandbox.
- Add standalone test script to validate sandbox API connectivity
for check management and account info endpoints
- Update seed-bank-status to persist amount, issueDate, and method fields
- Add data/ to gitignore
